اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ وَأَعُوذُ بِكَ مِنَ الْعَجْزِ وَالْكَسَلِ وَأَعُوذُ بِكَ مِنَ الْجُبْنِ وَالْبُخْلِ وَأَعُوذُ بِكَ مِنْ غَلَبَةِ الدَّيْنِ وَقَهْرِ الرِّجَالِ
Transliteration
Allahumma inni a'udhu bika minal-hammi wal-hazani wa a'udhu bika minal-'ajzi wal-kasali wa a'udhu bika minal-jubni wal-bukhli wa a'udhu bika min ghalabatid-dayni wa qahrir-rijal
English meaning
O Allah, I seek refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and being overpowered by men.
When is it recited?
Can be recited anytime, especially during financial difficulty.
Its virtue
The Prophet (PBUH) used to recite this supplication frequently.
Source
Bukhari, Da'awat 36, 6363